Loan calculator and payment tools

Estimate loan payment, mortgage cost, car financing, prepayment savings, affordability and interest differences with English calculators built for quick planning.

Loan details

Calculator

Results

Estimate

Monthly payment

Total interest

Total repayment

Item	Value

Month	Payment	Principal	Interest	Balance

English loan calculators

Tools

Mortgage calculatorEstimate down payment, monthly payment, total interest and amortization for a home loan. Car loan calculatorCalculate drive-away cost, down payment, loan amount, monthly payment and total interest. Loan affordability calculatorUse income, existing debt and payment ratio to estimate a practical borrowing range. Prepayment calculatorCompare shortening the term and reducing the monthly payment after a lump-sum prepayment. Interest rate comparisonCompare several annual rates and see how each rate changes payment and interest cost. Repayment method comparisonCompare equal payment and equal principal schedules under the same loan conditions. Combined loan calculatorBlend two loan parts with different amounts and rates into one repayment estimate. Home buying cost calculatorEstimate cash needed beyond down payment, including tax, fees and closing costs. LPR adjustment calculatorEstimate monthly payment changes from a new LPR and basis-point spread.

Loan planning guides

Guides

These calculators cover everyday loan questions such as working out a loan payment, a mortgage payment with amortization, a car loan with taxes and fees, savings from prepayment and a debt-to-income affordability estimate.

For deeper explanations, read the loan guides covering mortgage payments, amortization schedules, car loan total cost, prepayment savings and DTI-based affordability.

Frequently asked questions

FAQ

What does this loan calculator estimate?

It estimates monthly payment, total interest, total repayment and the first months of an amortization schedule from loan amount, term and annual interest rate.

What is the difference between equal payment and equal principal?

Equal payment keeps the monthly payment stable, while equal principal starts higher and usually reduces total interest faster.

Are the results a loan offer?

No. The results are planning estimates. Actual terms depend on lender rules, fees, contract details and local requirements.